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About crediting of small and average business in Kyzylorda region

In the field of financial and credit support for small and medium-sized businesses is carried out through the branches of second-tier banks, JSC "Agrarian credit corporation", JSC "KazAgroFinance", JSC "Fund for financial support of agriculture", microcredit and other credit organizations.

For 9 months of 2017, branches of second-tier banks issued loans for 303 projects in the sphere of small and medium-sized businesses for a total amount of KZT 10,430.85 million.

Also, a branch of JSC "Agrarian Credit Corporation" financed 186 projects for the amount of KZT2,789 million, a branch of JSC "Fund for Financial Support to Agriculture" - 1,095 projects for the amount of KZT 3,311.9 million, a branch of JSC "KazAgroFinance" - 35 projects in the amount of KZT 4,096.9 million.


About crediting of small and average business in Kyzylorda region

In the field of financial and credit support for small and medium-sized businesses is carried out through the branches of second-tier banks, JSC " Agrarian credit corporation ", JSC "KazAgroFinance", JSC "Fund for financial support of agriculture", microcredit and other credit organizations.

In the first half of 2017, branches of second-tier banks issued loans for 254 projects in the sphere of small and medium-sized businesses for a total of KZT 6,878 million.

Also, the branch of JSC "Agrarian Credit Corporation" financed 134 projects for the amount of KZT 2,029 million, a branch of JSC "Fund for Financial Support of Agriculture" - 572 projects for the amount of KZT 1 691 million, the branch of JSC "KazAgroFinance" - 18 projects for the amount of KZT 2 396 million.


About crediting of small and average business in Kyzylorda region

In the field of financial and credit support for small and medium-sized businesses is carried out through the branches of second-tier banks, JSC " Agrarian credit corporation ", JSC "KazAgroFinance", JSC "Fund for financial support of agriculture", microcredit and other credit organizations.

For the 1st quarter of 2017, branches of second-tier banks issued loans for 156 projects in the sphere of small and medium-sized businesses for a total of KZT 2,900 million.

Also, a branch of JSC "Agrarian Credit Corporation" financed 80 projects for the amount of KZT 1,168 million, a branch of JSC "Fund for Financial Support of Agriculture" - 205 projects for the amount of KZT 530 million, a branch of JSC "KazAgroFinance" - 16 projects for the amount of KZT 239 million.

 

Summary of a condition of crediting of Kyzylorda region SME
 
Financial and credit support to subjects of small and average business, appears, through branches of banks of the second level, JSC "Fund of Financial Support Rural Economy", JSC "Agrocredit Corporation", JSC "Kazagrofinance".
For January-March, 2015 the credits for the sum of KZT 1941,3 million are issued.
From them: 
- banks of the second level – KZT 885,0 million (for February 1);
- financial institutions – KZT 1056,3 million (from them:) 
- JSC "Agrarian Credit Corporation" branch issued the credits on 45 projects for the total amount of  KZT 349,5 million;
- for acquisition of 17 units of agricultural machinery on a leasing basis by the JSC "Kazagrofinance" branch gave out 383,9 million tenge, the credits on 1 project for the total amount of KZT 30,0 million are also issued; 
- The credits on 86 projects for the sum of  KZT 292,9 million are issued to JSC "Fund of Financial Support of Agriculture".

About crediting of subjects of small and medium business of the oblast
Financial and credit support to subjects of small and average business appears through branches of banks of the second level, JSC "Fund of Financial Support Rural Economy", JSC "Agrocredit Corporation", JSC "Kazagrofinance".
For January 1, 2015 the credits for the sum of KZT 18,8 billion are issued.
From them: 
• banks of the second level – KZT 14,2 billion (following the results of 11 months);
• financial institutions – KZT 4,6 billion (from them:) 
• JSC "Agrarian Credit Corporation" branch issued the credits on 331 projects for the total amount of  KZT 2 099,8 million;
• JSC "Kazagrofinance" branch gave out KZT 2062,1 million and on the basis of leasing over 100 units of agricultural machinery are acquired.
• JSC "Fund of Financial Support of Agriculture" branch issued the credits on 150 projects for the sum of  KZT 525,7 million (quantity of new workplaces 100);
• Within the second direction of a state program "A road map of employment 2020" the credits on 1002 projects for the sum of KZT 2 603,6 million are issued (quantity of new workplaces 1000).

In the oblast financial and credit support of subjects of small and medium business is carried out through branches of banks of the second level, JSC "Agrocredit Corporation", JSC "Kazagrofinance", JSC "Fund of Financial Support of Agriculture", "by FER "Damu", microcredit and other credit organizations.

In 2013 to subjects of small and average business of the oblast it was given out the credits for the sum of KZT 16,3 billion through the following sources of financing:
- banks of the second level gave out KZT 11,1 billion, in comparison with last yearit is more for 11,1%;
- the branch of joint-stock company "Agrocredit Corporation" for 206 projects issued the credit for total amount of KZT 1,1 billion;
- by JSC "Kazagrofinance" branch 36 country farms were given out KZT 1,4 billion on leasing of the 137 agricultural machinery;
- through JSC "Fund of Financial Support of Agriculture" branch 568 projects for the total amount of KZT 1,2 billion are credited;
- JSC "Baikonur" 647 projects for the sum of  KZT 1,5 billion are credited.

 

 

Program "Road Map of Employment 2020"

Microcredit according to the Program of employment 2020 provides the following conditions:

Parameters of credit conditions

terms for crediting

Program purpose

Stimulation of business and increase of economic activity through the organization or expansion of own business

 target group

Citizens of the Republic of Kazakhstan from among partially busy, jobless, independently busy, needy, graduates of comprehensive schools of 11 classes of the current calendar year which kept working ability of disabled people, pupils of orphanages, orphan children and children without parental support aged till twenty three years old; the pensioners who retired to generally established age; the persons occupied on a hard work, works with harmful (especially) and (or) dangerous working conditions and who are recipients of the welfare special payments and oralman; wishing and having opportunity to organize or expand own matter in rural settlements, irrespective of their administrative subordination, the small cities, settlements relating according to the legislation to city settlements 

Purpose

a) the organization or expansion of own business, replenishment of working capital, except implementation of activity in the sphere of trade;

The maximum sum of a loan is at one Borrower

- other natural persons -  KZT 3 000 000 (three million);

Remuneration rate

6% per annum,

effective rate of remuneration no more than 6,7% per annum

 Cedit period 

no more than 54 (fifty four) months

Frequency of repayment of a principal debt

monthly/quarterly / 1 (one) time in half a year, 1 (one) time a year, with possibility of partial/full early repayment during crediting term

Frequency of repayment of remuneration

monthly/quarterly / 1 (one) time in half a year, with possibility of repayment of the added remuneration during crediting term for the actually used period

 

Grace period on repayment of a principal debt

no more than one third of crediting term duration

Grace period on remuneration repayment

no more than 6 (six) months

Providing

according to Mortgage policy of Society

Main requirements to the Borrower-   

 

 

- lack of arrears on taxes and other obligatory payments in the budget for date of giving/consideration of the demand for crediting (this requirement doesn't concern to natural persons);

- lack of arrears to second-tier bank and other financial institutions for the last reporting date (the current month of application);

- positive credit history (in the presence of credit history);

- use of the received microcredit for the consumer purposes, repayment of the previous loans and for acquisition of residential real estate isn't allowed;

- providing documents to Society necessary and sufficient for check of target use of a loan.


In oblast financial and credit support of subjects of small and medium business is carried out through branches of banks of the second level, JSC "Agrocredit Corporation", "Fund of financial support of agriculture", "FDE "Damu", microcredit and other credit organizations.

 

As for January 1, 2013 from all noted sources of financing the credits were given out to subjects of small business for the sum of KZT 13,5 billion, including branches of banks of the second level of KZT 8,8 billion. In comparison with the similar period of last year the credits of banks increased by 1,5 times.


 

Crediting of base of development of small business on Kyzylorda region and infrastructure of its support

 

JSC Kyzylorda branch of "National Bank"

1

Nurtazayev Erlan Bakytbekovich

Director

 

8/7242/ 55 00 01 reception

fax: 55 00 02

nurlybek@halykbank.kz

Zhumagaliyev Azamat Zhaynatovich

Deputy director

8 /7242/ 55 00 32

 

 

head of the credit department of SMB

 8 /7242/ 55 00 31

internal:29-68

 

Tatyana Khan - the head of the credit department of medium business

office: 55-00-13, internal:27-57.

JSC Kyzylorda branch of "BTA Bank"

2

Nazarov Saken Zhaldybayevich

Director m:8 701 737 61 31

8 /7242/ 26 19 37, 29 41 21 reception

fax: 27-77-80

Shatayeva Gulnur Argynbekovna

Deputy director

kmazh@bta.kz

 

Toylybayev Rakhat Bulatbekovich

head of the credit department

 29-41-72

r_toylibaev@bta.kz

 

Eserkepbayeva Nurgul Zhanbyrbayevna

 head of the credit department

26-35-03,

 

Office

29-41-78

JSC Kyzylorda branch of "Alliance Bank"

3

Kadyrkulov Sabit Aydarbekovich

Director

8/7242/ 58 96 96 reception. 26-35-35 fax: 58-96-36 – Аnar

 

Zhamishov Gabit Kazizkhanovich

office: 58 96 96  int.45004

fax: 58 96 36

    

 

Esirkepov Dulat Kanatovich

Chief of retail department

 

 

Karsakbayeva Zhanna Rakhmetdullayevna

Head of department of SMB

int:45201

JSC Kyzylorda branch of "Center Credit Bank"

Mazhitov Kanat Amangeldiyevich Director

8 /7242/ 27 02 16, 27 05 93 reception

fax: 27 77 22,

Dzhalberov Muratbek Tastanbekovich

Deputy director

27-02-16

kyzylorda@centercredit. kz

Alzhanov Bauyrzhan Talapovich

Head of the center of support

 27-77-53 kyzylorda@centercredit. kz

 

Ten Evgenia

27-08-94

JSC Kyzylorda branch "Tsesnabank"

5

Umirzakova Lyazzat Samuratovna

Director

8 /7242/ 605 165 reception

 

Shedenova Ayzhan Aripzhanovna

Deputy director

60-51-57

 

 

Akhanova Markhabat Akhmetkaliyevna

head of the credit department

 605 195

JSC Kyzylorda branch of "ATF Bank"

6

Kalymbetov Bakytzhan Mukhtarovich

8 /7242/ 23 11 80 reception

office@kzorda.atfbank.kz

Pak Natalia Leonidovna

Deputy director

8 /7242/ 23 11 76,

PakN@kzorda.atfbank.kz

 

Omarova Aygul Amangeldiyevna

Manager of department of Part trade

231174

aigul.omarova@atf.kz

JSC Kyzylorda branch of "Kazkommerts-bank"

7

Dzhusarub Kayrat Adilkhanovich

Director

8/7242/ 58 51 24 reception

 

Onayev Bakhyt Zhapparovich

Deputy director

 26 11 37

 

 

Baydulatov Aydos Meyramovich

head of the credit department of SMB

58-51-21

 

JSC Kyzylorda branch of "Temirbank"

8

Nurpeisov Dulat Iztileuovich

Director

8 /7242 reception.26 42 36,  26-41-74

fax: 26-41-32

 www.temirbank.kz

 

Nurpeysova Aygul Ibragimovna

Deputy director

55-10-65

 

Zhumagaliyeva Lyazzat Moldabayevna

head of the credit department

55-10-68

 

Korlan Erzhanova Gazizovna

head of the credit department of MSB

55-10-67

JSC Kyzylorda branch of "VTB Bank"

10

Kenzhebekov Zharylkasyn Abilkasymovich

Director

8/7242/20 10 04 reception

23 80 80 fax

 

 

Nurmushev Nurlan Erkinovich

Deputy director

20-10-06,

 

Myrzakhmet Erlan Amandykovich

The credit analyst on SMB

20-10-04

JSC Kyzylorda branch of financial fund "Damu"

1

Matayev Zhansultan Urynbekovich

director

Kyzylorda city Zheltoksan str.

27-75-11;

27-84-02, 26-44-76

 

Erkin Baysalbayev

specialist

27-84-02,

 

Gayni Kabdullayeva

specialist

 

JSC "Kyzylorda AKK"

2

Nurmaganbetov Zhandos Demesinovich

Kyzylorda city, Muratbayev str.

40-04-61

 

Abibullayev Ibrahim

Deputy director

 

Beybitbekovich Meyirlan

Deputy director

 

Aldongarova Lyazzat

40-04-88,

Commercial and industrial chamber

3

Kuttymuratova Lydia Aleksandrovna

 director

Ayteke bi str. 24,

26-24-36

 

 

 

 

Business association "Kyzylorda"

4

Ermakhanov Myrzagali Toktamuratovich

association president

Kyzylorda city, Zheltoksan str.  (Obl Тv)

 27-76-15

 

 

Zhangabylova Clara

 director

27-88-51

 

"Kasipker" association

5

Ashimov Sultan Ashimovich

director

m/d Shugyla 32

20-16-56,

fax:24-57-65 24-53-67

 

PA "Society on Protection of Rights of Consumers"

6

Tenizbayev Serik Mustafayevich

director

 27-85-56,

27-92-56

 

PA "Agrarian Credit Corporation"

7

Daldabayev Sammit

 director

Kyzylorda city Abay str.  48

23-88-20, 26-22-12

 

 

"Kyzylorda oblast association of the center of youth"

8

 Mastekov Baurzhan

director

27-53-64

Cooperative fund "Igilik"

9

Sherekhan Aktolkyn Sherekhanovna

director

Kyzylorda city, Zheltoksan str.

27-52-81

 

Bekmagambetova Rauan Zhomartovna

Deputy director

27-50-28,

 

International economic chamber "Atameken"

10

Nauryzbayeva Zhumakul Iskakovna

director

Muratbayev str. 13(Babas)

Tel/fax:23-42-64

 

"Fund of financial support of agriculture"

11

Ibadullayev Madi Ibadullayevich

 director

Zheltoksan str.  46-48

23-03-26, 23-08-71- reception.

 

 

Kuanyshev Imat Kuanyshovich

Deputy director

 

 

Kamranbay Amir Serikovich

head of crediting department

23-06-57,

JSC regional branch of "Agrocredit Corporation"

12

Abenov Saken Rakhmetovich director

Shukirov str.,7

23-13-89,23-13-94

"KazMicroFinance" LLP

13

Serdaliyev Nurlan Utegenovich director

Kyzylorda city, Zhurba str w/n

 26-38-47, 26-47-31

Consultation center

"PREKO consulting Kyzylorda" LLP

1

Tolepova Madina Eralyovna

director

Suleymenov str. 46

27-05-60, 26-18-25

 

"Safety consulting service" LLP

2

Aymurzayev Erkebulan Alimovich director

Auezov str., 20/33 

23-40-10

23-43-13,20-10-43

"PROF Consulting" LLP

3

Akmaral Abdirazakova

director

Baytursynov str. 57 B

27-12-97, 26-19-83

 

 

 

Date created: 07-08-2012 07:29
Updated date: 26-07-2019 09:43
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